Insult
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An insult is a description of someone that will offend them. It may or may not be true. Insult describes the feeling of the offended person more than it describes the intent of the user, but some terms are only insults since they have no specific meaning. Terms like foolish or stupid are of this nature, although some claim that there are acts that do qualify that way and that only fools and the stupid fail to see the words apply to them.
Idiot, and moron are terms that used to be used in psychology but are no longer, and are now merely insulting.
Insulting one's mother directly is a grave insult in many cultures.
Ritual insults are part of many cultures especially in sports and military training. They are also quite common in jargons - for instance most references to newbies in net jargon are insults.
Any group of people can adopt an insult as a mark of pride to make clear that others of that group are better off banding together as a tribe. For instance in hip hop insulting terms for people of colour are often used as a way to ally with other disadvantaged people. If anyone else uses these terms however they remain insults.
One should be very careful of using unfamiliar terms for others that they use to describe each other.
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